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By Fidelity National Credit Services, Ltd.

With over 3,000 RTO, Check Cashing and Payday Loan locations providing asset placements, our sub-prime department is expanding its staff numbers by 40% to meet the demands of a clientele that grows significantly each week.

FNCS has a dedicated Rent to Own (RTO) and Payday Advance (PDA) recovery operation. Contact Dan Jobrack, National Director of Business Development at (209) 957-8361 or 1-800-648-9341.

With the passing of 2006, we at FNCS have hit the ground running. Our focus on improving the bottom line for all of our Rent to Own (RTO), Payday Loan (PDL) and Check Cashing partners remains a constant focus.

“Going into the New Year, we find the need to continually re-build ourselves,” states Gene Sacco, FNCS Executive Director. "With over 3,000 RTO, Check Cashing and Payday Loan locations providing asset placements, our sub-prime department is expanding its staff numbers by 40% to meet the demands of a clientele that grows significantly each week."

"The primary key to success for our department is the recruiting of collection experts that come from the RTO and PDL industries specifically,” says Fernando Lemus, sub-prime collection supervisor. “The client base in the Rent-to-Own and Payday Loan industries is unlike any other in retail. They have their own sets of rules and priorities. That is why we recruit from the ranks of those collection experts who understand and have yielded success in these specific disciplines.”

“This is a very special niche that FNCS has carved out for itself this past year, one that few third party collection agencies have ever pursued,” says Dan Jobrack, National Director of Business Development for FNCS. “But tens of millions remain in losses to our clients and in the hands of past customers that have not honored their agreements and obligations. At FNCS, we utilize the skilled approach of experts in the collection field to pursue the recovery process for our sub-prime partners."

Sacco added, “Many of our partners maintain excellent revenue and merchandise recovery skills and their losses are considerably below industry averages but let’s face it, any loss is one too much.”

Dan Jobrack can be reached for comments, insight or support at (209) 957-8361 or by email at djobrack@fidelitynationalcredit.com.