I have recently opened a Rent to own
department (computers, TVs & appliances) within my Radio Shack
dealer store.
We just encountered our first real problem
customer. She thinks she knows RTO/collection rules/laws and
just refuses to give our computer back to us. She claims
attempting to repossess on Sunday is illegal. I don't believe
it, but I need to know for sure. The average lawyer doesn't
know this stuff.
I need some definitive collection rules (more
accurately repossession). I read the "Fair Debt Collection
Act" and that entire act doesn't apply to us. We aren't "third
party" collectors and we are really are not collecting a
"debt".
Are there any rules/laws that actually apply
to me trying to recover my property other than "keeping the
peace"? Oklahoma's RTO laws don't speak to this issue.
Tommy
