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By Fidelity National Credit Services, Ltd.

In the best of all worlds, lost merchandise or a customer’s failure to pay on time would not exist. Reality is another thing.
Dan Jobrack, National Director of Business Development for FNCS

FNCS has a dedicated Rent to Own (RTO) and Payday Advance (PDA) recovery operation. Contact Dan Jobrack, National Director of Business Development at (209) 957-8361 or 1-800-648-9341.

“Settling for zero is no longer the only option for Rent to Own (RTO) and Payday Loan (PDL) companies!” says Dan Jobrack, National Director of Business Development for FNCS. “There is some amazing talent out there when it comes to motivating customers to get back on track or recovering delinquent merchandise or back rent” Jobrack adds. Some creative approaches can be found throughout the industry.

Some locations/chains hire collection specialists for each site while others house a team of experienced collectors at a corporate or central location. Others even hire retail sales specialists and managers that have a mixed background in both sales and collections. Each of these approaches have advantages and can result in some sub-prime providers experiencing very low loss numbers. According to Jobrack “In the best of all worlds, lost merchandise or a customer’s failure to pay on time would not exist.” Reality is another thing however, even if you are one of the RTO or Payday lenders that recover most of your loss.

At some point, no matter how infrequent the situation a business exhausts all opportunities, realizing that they will not be recovering some of their losses.

“But that does not need to be the end of the line” according to Jobrack. A collection agency knows many trade secrets and has abilities and options that retailers don’t have. And since, at FNCS it is free until recovery is achieved, what is there to lose? “Doesn’t it make more sense to give the pro’s a shot at it before it gets filed away in some box or drawer?”

Nobody goes into business to lose revenue. Now you no longer have to settle for these types of losses. FNCS employs sub-prime industry specialists. They know your paper and what it takes to recover from RTO and Payday Loan clientele. The only question you need ask yourself is: Is today the day I settle for zero or am I going to try one more time to get what truly belongs to me?