Secure Your Financial Future

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Secure your financial future comfort with an expert financial adviser in Leeds

With interest rates still at record lows over a decade after the financial crisis of 2008, many people may well feel insecure when it comes to their financial future.

If they’re thinking long-term, however, they can try to mitigate against these uncertainties because – while past performance isn’t an indicator as to how well investments will do in the future – there are ways in which they can manage their financial future by working with an expert financial adviser in Leeds and elsewhere.

Financial Advisers can help you to create a balanced and diversified investment portfolio that aims to work for you and your circumstances. Each portfolio is different, but could include:

Commercial Property
An opportunity for potential long-term capital growth, you may earn income from rents and build capital value/equity. Key to investing in commercial property are long leases and tenants that plan on staying in the building long-term.

Growth Portfolios
These are designed for those who are aiming to build up the value of their wealth and capital growth over the medium to long term. They allow investors the potential to grow their portfolio fairly quickly and are ideal for those with a specific goal in mind, whether that’s paying for their children’s education or early retirement.

Income Portfolios
As the name suggests, these are designed to aim to bring in a steady source of income for investors, making them an option for those in retirement looking to supplement their pensions. They can be high risk, although we can work with you to spread your investments across several portfolios to attempt to minimise this, depending on your risk appetite. They are flexible enough for you to switch investments easily while at the same time trying to reduce any potential tax liability.

Unit Trusts
Unit Trusts can accommodate the tax advantages extended by ISAs by reducing any further liability for income tax or capital gains tax. They can be a key part of an investment portfolio, albeit one of the least understood. They offer significant benefits to investors looking to grow their money in the medium to long term or wanting to set money aside for their children.

Offshore Investments
Offshore investments are another area of investing that can be misunderstood, yet they can be an attractive option for those looking to reduce their tax liability. One of the benefits of offshore investments is that you can invest as a lump sum or through regular payments, depending on your circumstances.

Regardless as to how much you have to invest or where you end up investing, talking to a financial adviser can help you manage your investment planning.

Why not contact one of our experts to discuss precisely what you want to achieve through your investments. We can work with you aiming to maximise any potential growth at the same time as reducing risks in your portfolio.

An equities investment does not provide the security of capital associated with a deposit account with a bank or building society.

 

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